Down Payment – how much is needed?
The Truth About Down Payments If you’re planning to buy your first home, saving up for all the costs involved can feel daunting. Especially when it comes to the down Continue Reading
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Michael Morales
I’m a baby boomer and empty nester still passionately in love with the girl I married years ago as a young man with a vision. We live with our three golden retrievers on five acres in the Sierra Nevada foothills town of Tuolumne. In 2016, after a blessed life raising our family in the San Francisco Bay Area, we packed up suburbia and moved to the mountains. We haven’t looked back…
